*Policy loans will accrue interest. Any outstanding loans plus interest will reduce the cash value and death benefit of the policy.
^ Guarantees are backed by the claims-paying ability of the issuer.
# Securities products and services are offered through NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency.
1 Early withdrawals may incur charges. In addition to paying income taxes that maybe due, distributions from annuities before age 59 1/2 may also be subject to a 10% federal tax penalty.